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An introduction to credit
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Types of loans available in the US financial market.

Types of loans available in the US financial market.

January 14, 2025
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Introduction In the United States, the financial market presents a wide array of loan products that cater to myriad borrowing requirements. Whether an individual aims to buy a home, pursue […]

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What is a loan, and how does it work in the US?

What is a loan, and how does it work in the US?

January 14, 2025
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Understanding Loans in the United States A loan is an essential financial instrument that constitutes the borrowing of a sum of money by one party from another. This mechanism is […]

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Avoid the credit trap

An introduction to credit

  • What is credit?
    • Credit Scores
    • Credit utilization ratio
    • What is a creditor?
  • Credit card pitfalls
    • Charity credit card
    • Credit cards for young people
    • Benefits of having a credit card
    • Common credit card scams
  • Home equity line of credit (HELOC)
  • Mortgage loan
    • Interest only mortgage loan
    • Second mortgage
    • Mortgage points
  • Offshore Banking
  • Contact ACE
  • Resources

Latest

  • How to set up a payment plan with creditors.
  • The process of recovering overdue payments.
  • How to handle a debt collection letter.
  • Understanding your rights under the Fair Debt Collection Practices Act (FDCPA).
  • What are collection agencies, and how do they work?

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