icon

Ace International

An introduction to credit
Menu
  • What is credit?
    • Credit Scores
    • Credit utilization ratio
    • What is a creditor?
  • Credit card pitfalls
    • Charity credit card
    • Credit cards for young people
    • Benefits of having a credit card
    • Common credit card scams
  • Home equity line of credit (HELOC)
  • Mortgage loan
    • Interest only mortgage loan
    • Second mortgage
    • Mortgage points
  • Offshore Banking
  • Contact ACE
  • Resources

Category: Uncategorized

How to handle joint debts after a divorce.

How to handle joint debts after a divorce.

December 4, 2025
 |  No Comments
 |  Uncategorized

Understanding Joint Debts Divorce is often accompanied by numerous challenges, not least of which is the division of financial responsibilities, particularly joint debts. These liabilities are typically incurred by both […]

Read More »

The impact of inflation on loans and credit.

The impact of inflation on loans and credit.

November 27, 2025
 |  No Comments
 |  Uncategorized

The Influence of Inflation on Loans and Credit Inflation, which refers to the rate at which the general level of prices for goods and services rises, plays a crucial role […]

Read More »

Tips for managing high-interest loans.

Tips for managing high-interest loans.

November 20, 2025
 |  No Comments
 |  Uncategorized

Understanding High-Interest Loans High-interest loans present a considerable financial challenge due to the elevated interest rates they impose. These loans are often unsecured, meaning they don’t require collateral. Common examples […]

Read More »

How to prepare for a small claims court case for debt recovery.

How to prepare for a small claims court case for debt recovery.

November 19, 2025
 |  No Comments
 |  Uncategorized

Understanding Small Claims Court Small claims court offers a streamlined and user-friendly legal avenue for individuals seeking to resolve disputes related to modest financial amounts. This court setting is often […]

Read More »

Strategies for recovering unpaid invoices.

Strategies for recovering unpaid invoices.

November 6, 2025
 |  No Comments
 |  Uncategorized

Understanding Unpaid Invoices In the vast arena of business transactions, the issue of unpaid invoices often looms large, with potential to significantly disrupt cash flow and jeopardize financial stability. It […]

Read More »

How credit reporting agencies handle debt collections.

How credit reporting agencies handle debt collections.

October 30, 2025
 |  No Comments
 |  Uncategorized

Understanding the Role of Credit Reporting Agencies in Debt Collections Credit reporting agencies are essential components of the financial ecosystem, fundamentally tasked with gathering and maintaining credit information on both […]

Read More »

The importance of debt validation in collections.

The importance of debt validation in collections.

October 25, 2025
 |  No Comments
 |  Uncategorized

Understanding Debt Validation Debt validation plays a pivotal role in the complex world of debt collection. This process acts as a safeguard for consumers, ensuring that the debts they are […]

Read More »

Steps to avoid defaulting on a loan.

Steps to avoid defaulting on a loan.

October 17, 2025
 |  No Comments
 |  Uncategorized

Understand Your Loan Terms When you embark on the journey of taking out a loan, one of the foundational steps is to have a thorough comprehension of your loan agreement. […]

Read More »

How to negotiate a settlement with debt collectors.

How to negotiate a settlement with debt collectors.

October 9, 2025
 |  No Comments
 |  Uncategorized

Understanding Your Debt Situation Before diving into negotiations with debt collectors, it’s imperative to fully understand your financial scenario. This begins with gathering all pertinent information about your outstanding debts. […]

Read More »

What is a judgment lien, and how does it affect borrowers?

What is a judgment lien, and how does it affect borrowers?

October 9, 2025
 |  No Comments
 |  Uncategorized

Understanding Judgment Liens A judgment lien represents a legal claim that creditors can enforce to secure debt repayment from a debtor through a court ruling. This mechanism effectively offers a […]

Read More »

Posts navigation

1 2 3 … 6 Onward

Avoid the credit trap

An introduction to credit

  • What is credit?
    • Credit Scores
    • Credit utilization ratio
    • What is a creditor?
  • Credit card pitfalls
    • Charity credit card
    • Credit cards for young people
    • Benefits of having a credit card
    • Common credit card scams
  • Home equity line of credit (HELOC)
  • Mortgage loan
    • Interest only mortgage loan
    • Second mortgage
    • Mortgage points
  • Offshore Banking
  • Contact ACE
  • Resources

Latest

  • How to handle joint debts after a divorce.
  • The impact of inflation on loans and credit.
  • Tips for managing high-interest loans.
  • How to prepare for a small claims court case for debt recovery.
  • Strategies for recovering unpaid invoices.

Archive

  • December 2025
  • November 2025
  • October 2025
  • September 2025
  • August 2025
  • July 2025
  • June 2025
  • May 2025
  • April 2025
  • March 2025
  • February 2025
  • January 2025
Copyright 2016 - aceinternational.org