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Month: February 2026

How to avoid common credit card mistakes.

How to avoid common credit card mistakes.

February 1, 2026
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Understanding Credit Card Terms Before using a credit card, it is crucial to understand the terms and conditions associated with it. Credit cards come with a myriad of provisions, fees, […]

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Avoid the credit trap

An introduction to credit

  • What is credit?
    • Credit Scores
    • Credit utilization ratio
    • What is a creditor?
  • Credit card pitfalls
    • Charity credit card
    • Credit cards for young people
    • Benefits of having a credit card
    • Common credit card scams
  • Home equity line of credit (HELOC)
  • Mortgage loan
    • Interest only mortgage loan
    • Second mortgage
    • Mortgage points
  • Trading debt
  • Offshore Banking
    • Offshore brokers
  • Contact ACE
  • Resources

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  • How to avoid common credit card mistakes.
  • The role of arbitration in resolving debt issues.
  • How to handle debt disputes with creditors.
  • What is debt snowballing, and how does it work?
  • How to use credit cards to build credit responsibly.

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