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An introduction to credit
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    • Credit Scores
    • Credit utilization ratio
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    • Common credit card scams
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Month: November 2025

The impact of inflation on loans and credit.

The impact of inflation on loans and credit.

November 27, 2025
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The Influence of Inflation on Loans and Credit Inflation, which refers to the rate at which the general level of prices for goods and services rises, plays a crucial role […]

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Tips for managing high-interest loans.

Tips for managing high-interest loans.

November 20, 2025
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Understanding High-Interest Loans High-interest loans present a considerable financial challenge due to the elevated interest rates they impose. These loans are often unsecured, meaning they don’t require collateral. Common examples […]

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How to prepare for a small claims court case for debt recovery.

How to prepare for a small claims court case for debt recovery.

November 19, 2025
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Understanding Small Claims Court Small claims court offers a streamlined and user-friendly legal avenue for individuals seeking to resolve disputes related to modest financial amounts. This court setting is often […]

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Strategies for recovering unpaid invoices.

Strategies for recovering unpaid invoices.

November 6, 2025
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Understanding Unpaid Invoices In the vast arena of business transactions, the issue of unpaid invoices often looms large, with potential to significantly disrupt cash flow and jeopardize financial stability. It […]

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Avoid the credit trap

An introduction to credit

  • What is credit?
    • Credit Scores
    • Credit utilization ratio
    • What is a creditor?
  • Credit card pitfalls
    • Charity credit card
    • Credit cards for young people
    • Benefits of having a credit card
    • Common credit card scams
  • Home equity line of credit (HELOC)
  • Mortgage loan
    • Interest only mortgage loan
    • Second mortgage
    • Mortgage points
  • Offshore Banking
  • Contact ACE
  • Resources

Latest

  • How to handle joint debts after a divorce.
  • The impact of inflation on loans and credit.
  • Tips for managing high-interest loans.
  • How to prepare for a small claims court case for debt recovery.
  • Strategies for recovering unpaid invoices.

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