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Month: September 2025

How to handle a debt collection letter.

How to handle a debt collection letter.

September 2, 2025
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Understanding Debt Collection Letters Receiving a debt collection letter can indeed be overwhelming, yet it is crucial to address it swiftly and effectively. These letters serve as formal notifications from […]

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Avoid the credit trap

An introduction to credit

  • What is credit?
    • Credit Scores
    • Credit utilization ratio
    • What is a creditor?
  • Credit card pitfalls
    • Charity credit card
    • Credit cards for young people
    • Benefits of having a credit card
    • Common credit card scams
  • Home equity line of credit (HELOC)
  • Mortgage loan
    • Interest only mortgage loan
    • Second mortgage
    • Mortgage points
  • Offshore Banking
  • Contact ACE
  • Resources

Latest

  • How to handle a debt collection letter.
  • Understanding your rights under the Fair Debt Collection Practices Act (FDCPA).
  • What are collection agencies, and how do they work?
  • Steps to handle creditor harassment.
  • How to avoid predatory lending practices.

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