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Month: July 2025

How to refinance a loan for better terms.

How to refinance a loan for better terms.

July 1, 2025
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Understanding Loan Refinancing Refinancing a loan involves the process of obtaining a new loan to pay off an existing one. Generally, individuals opt to refinance their loans to secure better […]

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Avoid the credit trap

An introduction to credit

  • What is credit?
    • Credit Scores
    • Credit utilization ratio
    • What is a creditor?
  • Credit card pitfalls
    • Charity credit card
    • Credit cards for young people
    • Benefits of having a credit card
    • Common credit card scams
  • Home equity line of credit (HELOC)
  • Mortgage loan
    • Interest only mortgage loan
    • Second mortgage
    • Mortgage points
  • Offshore Banking
  • Contact ACE
  • Resources

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