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An introduction to credit
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  • What is credit?
    • Credit Scores
    • Credit utilization ratio
    • What is a creditor?
  • Credit card pitfalls
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    • Credit cards for young people
    • Benefits of having a credit card
    • Common credit card scams
  • Home equity line of credit (HELOC)
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Month: June 2025

What is a revolving line of credit?

What is a revolving line of credit?

June 24, 2025
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Understanding a Revolving Line of Credit A revolving line of credit is a flexible financing option that affords borrowers the ability to access funds up to a pre-set limit. It […]

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How credit counseling can help manage debt.

How credit counseling can help manage debt.

June 17, 2025
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Understanding Credit Counseling Credit counseling represents a significant resource for individuals striving to manage their debt more effectively. Typically available through professionals committed to offering advice on critical financial aspects […]

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Steps to recover from credit card debt.

Steps to recover from credit card debt.

June 10, 2025
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Understanding Your Credit Card Debt Dealing with credit card debt may feel overwhelming, but the first and most important step is understanding your current situation. This involves evaluating your financial […]

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How to choose the best credit card for your needs.

How to choose the best credit card for your needs.

June 3, 2025
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Understanding Your Spending Habits Before selecting a credit card, it is imperative to have a comprehensive understanding of your spending habits. This involves evaluating your regular expenses and identifying specific […]

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Avoid the credit trap

An introduction to credit

  • What is credit?
    • Credit Scores
    • Credit utilization ratio
    • What is a creditor?
  • Credit card pitfalls
    • Charity credit card
    • Credit cards for young people
    • Benefits of having a credit card
    • Common credit card scams
  • Home equity line of credit (HELOC)
  • Mortgage loan
    • Interest only mortgage loan
    • Second mortgage
    • Mortgage points
  • Offshore Banking
  • Contact ACE
  • Resources

Latest

  • Understanding federal vs. private student loans.
  • The pros and cons of balance transfer credit cards.
  • How to refinance a loan for better terms.
  • What is a revolving line of credit?
  • How credit counseling can help manage debt.

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