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Month: June 2025

How to choose the best credit card for your needs.

How to choose the best credit card for your needs.

June 3, 2025
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Understanding Your Spending Habits Before selecting a credit card, it is imperative to have a comprehensive understanding of your spending habits. This involves evaluating your regular expenses and identifying specific […]

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Avoid the credit trap

An introduction to credit

  • What is credit?
    • Credit Scores
    • Credit utilization ratio
    • What is a creditor?
  • Credit card pitfalls
    • Charity credit card
    • Credit cards for young people
    • Benefits of having a credit card
    • Common credit card scams
  • Home equity line of credit (HELOC)
  • Mortgage loan
    • Interest only mortgage loan
    • Second mortgage
    • Mortgage points
  • Offshore Banking
  • Contact ACE
  • Resources

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  • How to choose the best credit card for your needs.
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