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Month: May 2025

Legal protections for borrowers in the US.

Legal protections for borrowers in the US.

May 6, 2025
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Overview of Legal Protections for Borrowers in the U.S. In the United States, borrowers benefit from a range of legal protections designed to promote fair lending practices and shield consumers […]

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Avoid the credit trap

An introduction to credit

  • What is credit?
    • Credit Scores
    • Credit utilization ratio
    • What is a creditor?
  • Credit card pitfalls
    • Charity credit card
    • Credit cards for young people
    • Benefits of having a credit card
    • Common credit card scams
  • Home equity line of credit (HELOC)
  • Mortgage loan
    • Interest only mortgage loan
    • Second mortgage
    • Mortgage points
  • Offshore Banking
  • Contact ACE
  • Resources

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  • Legal protections for borrowers in the US.
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  • Understanding the role of co-signers in loan approval.
  • The difference between fixed and variable interest rates.
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