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An introduction to credit
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  • What is credit?
    • Credit Scores
    • Credit utilization ratio
    • What is a creditor?
  • Credit card pitfalls
    • Charity credit card
    • Credit cards for young people
    • Benefits of having a credit card
    • Common credit card scams
  • Home equity line of credit (HELOC)
  • Mortgage loan
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Month: February 2025

How to dispute errors on your credit report.

How to dispute errors on your credit report.

February 25, 2025
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Understanding Credit Report Errors Errors on your credit report can have significant repercussions on your financial well-being. They can impact your capability to obtain loans, credit cards, and may even […]

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The role of credit utilization ratio in credit scoring.

The role of credit utilization ratio in credit scoring.

February 18, 2025
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The Importance of Credit Utilization Ratio in Credit Scoring The credit utilization ratio is a fundamental component in the assessment of an individual’s creditworthiness, as determined by the major credit […]

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What is a debt consolidation loan, and how does it work?

What is a debt consolidation loan, and how does it work?

February 11, 2025
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Understanding Debt Consolidation Loans Debt consolidation loans are a financial tool designed to bring simplicity and manageability to the often overwhelming landscape of personal debt. They work by combining several […]

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Steps to consolidate credit card debt.

Steps to consolidate credit card debt.

February 4, 2025
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Understanding Credit Card Debt Consolidation Consolidating credit card debt is a practical option for many individuals looking to streamline their finances and reduce their overall debt burden. It involves combining […]

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Avoid the credit trap

An introduction to credit

  • What is credit?
    • Credit Scores
    • Credit utilization ratio
    • What is a creditor?
  • Credit card pitfalls
    • Charity credit card
    • Credit cards for young people
    • Benefits of having a credit card
    • Common credit card scams
  • Home equity line of credit (HELOC)
  • Mortgage loan
    • Interest only mortgage loan
    • Second mortgage
    • Mortgage points
  • Offshore Banking
  • Contact ACE
  • Resources

Latest

  • Steps to recover from credit card debt.
  • How to choose the best credit card for your needs.
  • What is a charge-off, and how does it affect your credit?
  • The pros and cons of debt settlement.
  • How to handle loan repayment during financial hardship.

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